That's why it's important to get a loan that fits your needs.

How much savings do you have to put toward a down payment? What monthly payment can you afford? Can you qualify for the mortgage you need?

We will answer these questions and take the worries out of the buying and borrowing process.

We offer a variety of loan programs for:

How much can you afford?

The answer to this question is based upon several factors. First, your comfort level, and secondly, your financial condition.

You may qualify for a loan amount that is greater than your comfort level. Stay within your comfort zone.

What is a Pre-Approval?

It is a firm commitment on behalf of the mortgage company. The credit report is already done, and the terms are subject to the appraisal of the house you intend to purchase. 

Getting pre-approved for a mortgage gives you peace of mind knowing you can afford the home you want.

It also allows your agent to zero in on listings that fall within your budget and will give you leverage with a seller in negotiating your offer.

Where do you begin?

My name is Ed Train and I have been helping people looking for financing to save money and save time for over 12 years.

My motto is "creating clients for life" which is truly the way I approach each client. I rely on referrals, so it is important that all my clients have a pleasant and professional experience when looking for the best loan.

Whether a new loan is what you seek or to refinance your current loan at a lower rate and payment, I can help. 

I will prepare a good faith estimate without any hidden costs. All of your costs will be pointed out so that you will know what you're facing before you sign. That's the kind of straightforward business approach I have built my career on.

Please complete the questionnaire below. There is no obligation and all information is kept strictly confidential.

If you would like to discuss your loan options, call me at (203) 247-0850 or send email to edtrain@edtrain.com.